What if someone sues you and you have to pay more than your homeowners or auto policies can cover? How can you protect your savings, your home, your future income and everything else you've worked so hard for?
After the upper limits of your current policies are exhausted, a personal umbrella policy takes over, protecting you for personal liability in the amount of $1,000,000. (Up to $5,000,000 protection is available if you qualify)
In addition to the extra liability coverage, an umbrella package also provides broader coverage in the following areas:
- Personal injury, including bodily injury, false arrest, wrongful entry or eviction, libel, slander and more.
- Defense costs.
- Liability coverage for non-owned vehicles.
- Employer's liability where required.
- Watercraft coverage.